Hartford Insurance Companies of America v. Kentucky School Boards

OPINION

GARDNER, Judge:

The Hartford' Insurance Companies of America (Hartford) appeals from an order of the Franklin Circuit Court granting summary judgment for the Kentucky School Boards Insurance Trust (KSBIT). This case stems from an accident during which a Knox County student was struck by a truck while crossing the street after exiting a school bus. Thé primary issue is whether the Knox County school system’s motor vehicle insurance policy through Hartford or the school system’s general *527liability insurance policy through KSBIT covers the injuries received from the accident. After…