Mahaffey v. General Security Insurance

Appellant Redland Insurance Company (Redland) appeals a grant of summary judgment in favor of appellee General Security Insurance Company (GSI). The district court ruled that Redland provided primary insurance coverage for a commercial truck accident, holding a “nontrucking use” endorsement in the Redland policy did not exclude coverage because the driver was not “in the business of’ the trucking-company lessee at the time of the accident. Because we hold that the driver was in the business of the lessee as a matter of law, we reverse and render judgment for Redland.

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In 1999, Farr Auto Sales…