Bradley E. Alexander, Individually and as the Assignee of Theodore E. Seifert v. Erie Insurance Exchange

RIPPLE, Circuit Judge.

This is an appeal from a grant of summary judgment for the defendant, Erie Insurance Exchange (Erie), on a claim of improper failure to defend and indemnify under the provisions of an automobile insurance policy issued by Erie. The district court held that the plaintiff was not covered by the policy. For the reasons that follow, we affirm.

I

BACKGROUND

On April 6, 1985, Theodore Seifert was driving his father’s truck in Birmingham Township, Pennsylvania, when he lost control of the vehicle and struck a telephone pole. As a result of the accident, Bradley Alexander, who was…