Ex Parte South Carolina Ins. Co.

The plaintiffs, Glenda Kay Bishop and Yvonne South, sued for a judgment declaring that they had liability insurance coverage with the defendant, South Carolina Insurance Company, for damages claimed against South by Glenda Kay Bishop in a premises liability case. The complaint alleged that insurance coverage existed under the policy issued to South's tenant, Sherry Rasberry. The trial judge held that coverage existed under the policy, and the Court of Civil Appeals affirmed.South Carolina Ins. Co. v. Bishop, 683 So.2d 985 (Ala.Civ.App. 1995). We reverse and remand.

The facts that led to this…