Equity Insurance Co. v. City of Jenks

¶ 1 The sole question is whether Equity Insurance Company (Equity) gave proper notice of cancellation of Cleo Smith's automobile liability insurance policy. We find that, under the terms of the policy, Equity's notice of its intent to cancel the policy at a future date if an installment premium was not paid was ineffective notice of cancellation for nonpayment of premium under the terms of the policy. The policy requires the insurance company to give the insured at least a ten-day notice if cancellation is for nonpayment of premium.

¶ 2 On April 3, 2006, Equity Insurance issued a six-month…