In re NICHOLAS VAUGHN MORRIS

□□ AE BANKRO oy wy X LUST = OF oy SIGNED this 17th day of February, 2026 Rachel Ralston Mancl UNITED STATES BANKRUPTCY JUDGE [This opinion is not intended for publication as the precedential effect is deemed limited.] IN THE UNITED STATES BANKRUPTCY COURT FOR THE EASTERN DISTRICT OF TENNESSEE In re NICHOLAS VAUGHN MORRIS, No. 2:25-bk-50475-RRM Chapter 7 Debtor. MEMORANDUM APPEARANCES: Dean Greer, Esq. Jason L. Rogers, Esq. Post Office Box 3708 Post Office Box 869 Kingsport, Tennessee 37664 Knoxville, Tennessee 37901 Attorney for Debtor Attorney for Knoxville TVA Employees Credit Union Rachel…