Felder v. State Farm Mutual Automobile Insurance

LARSON, Justice.

Michael Felder was seriously injured in an automobile accident caused by Jerome Ben, whose liability policy provided $100,-000 for “bodily injury” and $100,000 for-“property damage.” Felder collected the $100,000 maximum for personal injury, then claimed additional “property” damages for diminution of assets, based on his payment of expenses beyond those covered by the personal injury provisions. Felder’s family sued Ben for loss of consortium, which they, likewise, claim as “property damage” within the meaning of Ben’s policy. The district court held that the loss-of-*705consortiu…