Caduff v. Universal Underwriters Insurance Co.

OPINION

LANSING, Judge.

This appeal is from a declaratory judgment determining Universal Underwriters’ attempt to cancel Francis Caduff’s motorcycle liability policy was ineffective and reforming the policy to include PIP benefits. We affirm.

FACTS

On March 15, 1982, respondent Francis Caduff applied for a motorcycle insurance policy with appellant Universal Underwriters in response to an offer received through the mail. The solicitation offered three separate insurance plans. Caduff chose plan “C”, the most comprehensive of the plans, which included liability, collision, and fire and theft…