Mathey Ex Rel. Mathey v. Country Mut. Ins. Co.

On April 30, 1992, a vehicle drove onto the sidewalk of a terminal at O’Hare International Airport (O’Hare) and struck a group of students and adults visiting the airport who had just exited from two school buses. Plaintiffs, several children and adults injured in this accident, brought this declaratory action seeking underinsured motorist coverage from an insurance policy issued by defendant, Country Mutual Insurance Company (Country Mutual). That policy provided underinsured motorists coverage to persons injured while “occupying” a school district vehicle. The policy stated that “occupying…