Northbrook Property & Casualty Co. v. Transportation Joint Agreement

In this action for declaratory judgment, plaintiff Northbrook Property and Casualty Company (North-brook) appeals the appellate court’s determination that Northbrook has a duty to defend the Transportation Joint Agreement of School Districts 47 and 155 (school districts) in numerous lawsuits arising from the collision of a train with a school bus. We reverse.

On October 25, 1995, a METRA train collided with a school bus operated jointly by the school districts. Several students were killed and many others were injured, resulting in numerous lawsuits against the school districts.

At the time of…