Insurance Co. of State of Pa. v. Johnson

¶ 1. We agreed to review the following question certified from the United States District Court for the District of Vermont: “Whether Vermont’s uninsured/underinsured motorist statute, 23 V.S.A. § 941, requires excess liability (or umbrella) policies to provide uninsured/underinsured motorist coverage?” For the reasons set forth below, we conclude that the statute does apply to such policies.

¶ 2. This case arises from the tragic death of Vermont State Police Sergeant Michael Johnson while in the course of duty. The facts underlying the incident are set forth in full in State v. Daley, 2006 VT…