In Re Richard Glenn Biggs and Kathy Jean Biggs, A/K/A Kathy Jean Melton, Debtors. Jeanne Burton Gregory, Trustee v. Ocwen Federal Bank

OPINION

SUTTON, Circuit Judge.

In this bankruptcy case, Ocwen Federal Bank claims that a deed of trust is valid against subsequent purchasers of the property, even though the required acknowledgment omits the names of the individuals purporting to acknowledge their signatures on the deed. The bankruptcy and district courts each held that a deed of trust omitting this information was invalid under Tennessee law, and so do we. We affirm.

I

On November 6, 1997, Richard and Kathy Biggs (the “debtors”) executed a deed of trust on their Tennessee home, securing a $65,000 loan and naming Seacoast…