Cameron v. Auto Club Ins. Ass'n

This case is essentially the second installment1 of defendant’s attempt to further immunize itself and other insurers from having to pay benefits indisputably owed to their injured insured— people who have diligently paid policy premiums with the expectation that, should they be injured, their insurer will reimburse them for all allowable expenses. While in Devillers defendant targeted people who had not filed suit because of insurer delay, in this case, defendant targets infants and the legally incompetent.

MCL 500.3145(1), a provision of the no-fault automobile insurance act, contains what…