Innovative Hearth Products LLC v. North American Elite Insurance Company

UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ALABAMA NORTHWESTERN DIVISION INNOVATIVE HEARTH ) PRODUCTS, LLC, ) ) Plaintiff, ) Civil Action Number ) 3:22-cv-00369-AKK v. ) ) NORTH AMERICAN ELITE ) INSURANCE COMPANY, ) ) Defendant. ) MEMORANDUM OPINION This lawsuit concerns an insurance policy that Innovative Hearth Products, LLC purchased from North American Elite Insurance Company to cover costs Innovative incurred from July 2019 to July 2020 due to the spread of contagious diseases. See doc. 1-1. That period, of course, came to include the onset of the COVID-19 pandemic.…