Smartt v. National Farmers Union Property & Casualty Co.

SMITH, Judge.

In August of 1975, Esther Smartt was involved in an automobile accident which resulted in her sustaining a broken bone in her upper arm. At the time of her injury she was insured in accordance with the Colorado No Fault Insurance Act by a policy issued by the defendant, National Farmers Union Property and Casualty Company (Farmers). In February of 1976, Smartt tripped in her bathroom and fractured the same bone in her arm. There was no evidence to connect the “tripping” with the previous accident. She submitted to Farmers bills and a list of expenses incurred after the fall.…