Hibbitts v. Cumberland Valley National Bank & Trust Co.

OPINION

BUCKINGHAM, Judge.

Ralph and Shirley Hibbitts (the Hibbitts-es) appeal from an order of the Laurel Circuit Court which granted summary judgment to Cumberland Valley National Bank & Trust Company (Cumberland Valley). For the reasons set forth hereinafter, we affirm.

In August 1992, the Hibbittses executed and delivered a promissory note to Cumberland Valley in the principal amount of $17,-128.44 together with interest at the rate of 11.02 percent per annum. In December 1993, the Hibbittses filed for bankruptcy and listed the note on the bankruptcy petition.

In May 1994, while the…