Zipporah Legarde

UNITED STATES BANKRUPTCY COURT EASTERN DISTRICT OF PENNSYLVANIA IN RE : Chapter 13 : ZIPPORAH LEGARDE, : : Bankruptcy No. 22-12184-AMC DEBTOR : ____________________________________: Ashely M. Chan, United States Bankruptcy Judge OPINION I. INTRODUCTION Christopher Helali (“Mr. Helali”), an unsecured creditor in this case, seeks to enforce a settlement term sheet (“Settlement Term Sheet”) that was signed by Mr. Helali, Zipporah Legarde (“Debtor”), and the Debtor’s husband, Frank Cardillo Jr. (“Mr. Cardillo”) during a mediation on the basis that the Settlement Term Sheet is a binding contract.…