Gorenz v. John Hancock Mutual Life Insurance

Plaintiff filed an action to recover an accidental death benefit provided under a life insurance policy which her husband had with defendant. The controlling question under the pertinent policy provision is whether, at the time of his accidental death, “the insured was a passenger in or upon a public conveyance operated by a common carrier for passenger service.” The trial court entered summary judgment on behalf of the insurer, and plaintiff appeals, contending that the trial court misconstrued this policy provision.

We affirm. The following undisputed facts are material to our decision.

Richar…