Kelley v. Wells Fargo Bank, N.A. (In re Perry)

MEMORANDUM OPINION

John T. Laney, III, United States Bankruptcy Judge

This Adversary Proceeding is before the Court to rule on the underlying legal issue as a matter of law per the parties’ request. The parties filed statements of uncontest*443ed facts and briefs. In its brief, the Defendant, Wells Fargo Bank, N.A. (“Wells Fargo”), requested oral argument, which was held on January 9, 2017. The issue before the Court is whether the security deed executed by the Husband-Debtor in favor of Wells Fargo is avoidable under 11 U.S.C. § 544(a)(3).1 The.Court now enters the following findings of fact and…