In re: Andrea O’Halloran

UNITED STATES BANKRUPTCY COURT DISTRICT OF MINNESOTA In re: Case No. 25-43219 Andrea O’Halloran, Debtor. Chapter 7 MEMORANDUM DECISION AND ORDER GRANTING MOTION TO DISMISS Before the Court is the United States Trustee’s (“UST”) motion to dismiss this chapter 7 case for abuse under Section 707(b)(1) of the Bankruptcy Code ( 11 U.S.C. § 707(b)(1)). The UST argues that abuse arises under the totality of the circumstances under Section 707(b)(3)(B) because the Debtor earns sufficient monthly net income to repay a substantial portion of her debts in a chapter 13 plan. The Debtor counters that she…