Brunswick-Balke-Collender Co. v. California Insurance

Griffith, J.,

This was an action upon a policy of insurance, which insured, among other things, against plaintiffs’ “direct loss or damage” caused from “(e) Sprinkler leakage and water damage from inherent causes of any kind whatsoever”.

At the trial plaintiffs proved that about the middle of June 1941 a seepage was noticed within the building and was checked. This occurred several times, but was of a minor nature. Plaintiffs’ quarters were located in the basement and subbasement ..of the State Theater Building at 334 Main Street, City of Johns-town. As the seepage became worse, a plumber was…