GAF Linden Employees Federal Credit Union v. Robertson (In Re Robertson)

MEMORANDUM OPINION

DUNCAN W. KEIR, Bankruptcy Judge.

In this adversary proceeding, Creditor GAF Linden Employees Federal Credit Union (“GAF”) seeks a determination of the extent and priority of the lien which it alleges to hold upon a 1993 Ford Ranger XLT truck. The relevant facts are not in dispute. GAF asserts a secured claim in this case based upon a note executed by the Debtors. To secure the note obligation, the Debtors granted a security interest in the truck. However, GAF failed to comply with the lien perfection requirements for titled motor vehicles set forth in the Maryland Motor…