Country Preferred Insurance v. Christopher Lee

Christopher Lee suffered serious injuries in a November 2016 car accident. The at-fault driver's insurance company paid *588 Lee $100,000, the full amount of that driver's policy. But Lee had accrued more than $400,000 in medical bills, so he turned to Country Preferred Insurance Company, where he and his wife, Sandra Lee, had three auto insurance policies, one for each of their three vehicles. The Lees sought $300,000 from Country Preferred, as each of their three policies included $100,000 in underinsured motorist (UIM) coverage. Country Preferred refused to pay, pointing to the policies'…