Legal Opinion
Cavin v. Home Loan Center, Inc.
Court of Appeals for the Seventh Circuit
Decided July 2, 2008No. 07-1136PublishedCited by 5 opinions
1Opinion of the Court
MANION, Circuit Judge.
Home Loan Center, Inc. (“HLC”) sent Theresa and Lawrence Cavin each a mailer announcing its SmartLoan mortgage program. The Cavins did not respond to the letters, but instead filed suit in federal court alleging that HLC violated the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq., by failing to present them with a firm offer of credit. The parties filed cross-motions for summary judgment, and the district court granted judgment in favor of HLC. The Cavins appeal, and we affirm.
I
In 2005, HLC mailed letters offering its SmartLoan program to thousands of Illinois…
2Cases cited7 opinions
- Premcor Usa, Inc., and the Premcor Refining Group, Inc. v. American Home Assurance CompanyCourt of Appeals for the Seventh Circuit · 2005
- Oneta S. Cole v. U.S. Capital, Incorporated, Autonation USA Corporation, and Jerry Gleason Chevrolet, IncorporatedCourt of Appeals for the Seventh Circuit · 2004
- Hardrick v. City of BolingbrookCourt of Appeals for the Seventh Circuit · 2008
- Thelma Perry v. First National Bank, Doing Business as First National Credit CardCourt of Appeals for the First Circuit · 2006
- Murray v. New Cingular Wireless Services, Inc.Court of Appeals for the Seventh Circuit · 2008
2 more not listed; retrieve them via the Exa API.
3Cited by5 opinions
- Crews v. City of Mt. VernonCourt of Appeals for the Seventh Circuit · 2009
- UPS Supply Chain Solutions, Inc. v. American Airlines, Inc.District Court, N.D. Illinois · 2009
- American Family Mutual Insurance v. WilliamsDistrict Court, S.D. Indiana · 2015
- Ryan Crews v. City Mt Vernon ILCourt of Appeals for the Seventh Circuit · 2009
- Sosa v. CashCall, Inc.California Court of Appeal · 2020