BNH Caleb 14 LLC v. Mabry

*403OPINION OF THE COURT

Martin E. Ritholtz, J.

In a renowned song, popularized by singer Dinah Washington, the opening lyrics proclaim: “What a Difference a Day Makes, Twenty-four little hours.” As demonstrated by the facts of this case, a wait of a few days in making a mortgage payment — that to some and to defendant mortgagor may have seemed minuscule — can potentially have devastating and catastrophic events. As a result of a late monthly payment of a mortgage by defendant mortgagor Karen C. Mabry, plaintiff BNH Caleb 14 LLC, the assignee of a mortgage note from the mortgagee Greenpoint…