AIG Claim Services v. Rios

This is a workers’ compensation case in which the question is which of several insurance carriers is responsible for claimant’s compensable hearing loss. Under the last injurious exposure rule, the answer to that question is that responsibility is presumptively assigned to the insurer on the risk for the last period of employment during which the “onset of disability” occurred. In this case, the Workers’ Compensation Board assigned responsibility to AIG Claim Services (AIG), because it was employer’s insurance carrier at the time that claimant retired from his employment and filed his hearing…