Hall v. President of the Insurance Co. of North America
New York Court of Appeals
Appeal from judgment of the General Term of the Supreme Court in the second judicial department, affirming a judgment in favor of plaintiffs entered upon a verdict. This was an action upon a policy of fire insurance insuring plaintiffs to the amount of $1,000 upon a printing press, types, negatives and “ their stock as photographers, including engravings and materials used in their business.”
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Appeal from judgment of the General Term of the Supreme Court in the second judicial department, affirming a judgment in favor of plaintiffs entered upon a verdict. This was an action upon a policy of fire insurance insuring plaintiffs to the amount of $1,000 upon a printing press, types, negatives and “ their stock as photographers, including engravings and materials used in their business.” The policy contained a clause prohibiting, among other things, the keeping or use of kerosene in a building containing the property.insured unless by special consent in writing. The property insured was…
1Opinion of the CourtGrover, J.
By the policy the defendants, among other things, insured the plaintiffs against loss by fire on their stock as .photographers, including engravings and materials used in their business. In Harper v. The Albany Mut. Ins. Co. (17 N. Y., 194); Bryant v. The Poughkeepsie Mutual Ins. Co. (id., 200), and Harper v. The N. Y. City Ins. Co. (22 id., 441), it was held by this court that the use of such materials as were necessarily and ordinarily used in the business, the stock and materials of which were covered by the policy, tvas authorized, although by the printed'clauses of the policy the keeping…
2Cases cited1 opinion
- Harper v. . the Albany Mutual Insurance CompanyNew York Court of Appeals · 1858
3Cited by15 opinions
- Renshaw v. Missouri State Mutual Fire & Marine InsuranceSupreme Court of Missouri · 1890
- Mascott v. First National Fire InsuranceSupreme Court of Vermont · 1896
- Fraim v. National Fire Ins.Supreme Court of Pennsylvania · 1895
- Maril v. Connecticut Fire InsuranceSupreme Court of Georgia · 1895
- Faust v. American Fire Insurance Co. of PhiladelphiaWisconsin Supreme Court · 1895
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