Siegel v. Continental Casualty Co.

On April 1, 1958, the insured submitted an application for reinstatement of his insurance policies. In the application the insured specifically requested the company to “reinstate 4/1/58.” The intention of this offer was that the policies should take effect on April 1, 1958. On the other hand, paragraph 6 of the Application for Eeinstatement form specified that the reinstatement was to be in accordance with the terms of the policies, which would delay the effective date of the policies until acceptance by the Home Office. The official receipts of the company indicated that the policies were…