Hunt v. Erie Insurance Group

The dispositive issue in this appeal is whether an insurance policy is ambiguous. In deciding this question, we must apply Pennsylvania law.

Linda Jean Hunt’s motion for judgment, as it relates to this appeal, sought a judgment declaring that under the terms of an insurance policy issued by Erie Insurance Exchange (Erie), she “is entitled to coverage for unlimited medical and rehabilitation expenses.” Erie defended on the ground that it had paid Hunt the full amount of the benefits due under the policy, which it alleged was $50,000 for medical and rehabilitative expenses. Following a bench…