State Farm Mutual Automobile Insurance Co. v. Pressley

State Farm Mutual Automobile Insurance Company (State Farm) seeks review of the trial court’s denial of its motion for summary judgment and grant of Melinda Pressley’s motion for summary judgment on her complaint for Personal Injury Protection (PIP) and Medical Payments Coverage (MPC) benefits. For the reasons discussed below, we reverse.

Ms. Pressley allegedly sustained personal injuries in a motor vehicle accident on May 6, 2004. However, she did not present herself for medical treatment until more than seven months later, on December 28, 2004. Her health insurance carrier, Aetna, paid for…