In Re Travelers Home & Marine Insurance Co.

Greg Boss’s home in the Eastern District of Missouri suffered hail damage in June 2014. Boss filed a property damage claim under the replacement cost homeowners’ insurance policy issued by Travelers Home and Marine Insurance Company. After Travelers paid Boss the “actual cash value” of the loss prior to repair or replacement, Boss brought this putative class action in the Western District of Missouri, alleging that Travelers breached the insurance contract by deducting “labor depreciation” from the estimated replacement cost in determining actual cash value. Travelers filed a motion to…