Allstate Insurance v. Hairston

By Judge G. Carter Greer

In this declaratoiy judgment action, Allstate Insurance Company seeks a determination that the defendant’s decedent was not covered under the terms of an uninsured motorist endorsement to an automobile insurance policy that Allstate issued to Dennis and Regina Hairston, the decedent’s parents. The endorsement provides in pertinent part that the carrier “will pay... all sums which the insured or his legal representative shall be entitled to recover as damages from the owner or operator of an uninsured motor vehicle because of bodily injury sustained by the insured...…