Donald N. Offutt and Stephen Barfield v. Prudential Insurance Company of America

ALVIN B. RUBIN, Circuit Judge:

An employee covered by a health plan governed by ERISA seeks to recover expenses incurred in psychiatric care. The claim was denied by the plan insurer-administrator on the basis that the services were largely custodial in nature and not medically necessary. Finding that this determination was not arbitrary or capricious, the district court denied the employee relief. Having considered the employee’s detail of alleged errors made by the district court, we conclude that its fact-findings were not clearly erroneous and its legal conclusions based on them were…