COMBINED INSURANCE COMPANY v. Peoples

Johnson, Judge.

Barbara Peoples, an employee of Combined Insurance Company, was injured in a work-related car accident in 1987. She received workers’ compensation benefits for those injuries. More than three-and-one-half years after the accident, Peoples scheduled an appointment with her treating physician due to severe headaches which she related to her prior injuries. Peoples acted completely on her own in making this appointment on her own, scheduling it without the knowledge, approval, or direction of either Combined or its workers’ compensation insurance carrier, National Union Fire…