Legal Opinion
Essex Insurance Company v. Structural Shop, Ltd.
Court of Appeals for the Seventh Circuit
Decided June 27, 2019No. 18-3443 & 18-3530PublishedCited by 15 opinions
1Opinion of the Court
Scudder, Circuit Judge.
An Illinois state court entered a $ 1,356,435 judgment against The Structural Shop in 2009, and now TSS wants its insurer, Essex Insurance Company, to pay for it. The terms of TSS's insurance policy do not cover this claim, however. The policy covers only claims first made against TSS between May 2012 and May 2013, and the lawsuit giving rise to the Illinois court's judgment was filed against TSS in 2002. Recognizing this reality, TSS has resorted to the common law doctrine of estoppel. Illinois law estops Essex from denying coverage only if the insurer misled TSS into…
2Cases cited12 opinions
- Maryland Casualty Co. v. PeppersIllinois Supreme Court · 1976
- Employers Insurance v. Ehlco Liquidating TrustIllinois Supreme Court · 1999
- Cramer v. Insurance Exchange AgencyIllinois Supreme Court · 1996
- Standard Mutual Insurance Co. v. LayIllinois Supreme Court · 2013
- Kenilworth Insurance v. McDougalAppellate Court of Illinois · 1974
7 more not listed; retrieve them via the Exa API.
3Cited by15 opinions
- Philadelphia Indemnity Insurance Company v. Kinsey & Kinsey, Inc.Court of Appeals for the Seventh Circuit · 2025
- American Alternative Insurance Corporation v. Village of Dolton; Aja Seats, special administrator for decedent John Kyles; Sabrina Wright, guardian for Duane Dunlap v. Markel American Insurance CompanyDistrict Court, N.D. Illinois · 2026
- Great American Insurance Company of New York v. Mallers Building, LLCDistrict Court, N.D. Illinois · 2021
- Griffith Foods International Inc. v. National Union Fire Insurance Company of Pittsburgh, PA.District Court, N.D. Illinois · 2022
- Joyce Lynn Serauskas v. Liberty Mutual Fire Insurance Co.District Court, N.D. Illinois · 2026
10 more not listed; retrieve them via the Exa API.