Campbell v. HOUSEHOLD LIFE INSURANCE COMPANY

The appellant, Karen Campbell, appeals the final summary judgment rendered in favor of the appellee, Household Life Insurance Company (“HLIC”), determining that an application for credit life insurance completed by Mrs. Campbell and her now deceased husband, Danny R. Campbell, was not ambiguous and had never been accepted by HLIC. Because we agree with the trial court that the insurance documentation was not ambiguous and that no insurance contract was created prior to Mr. Campbell’s death, we affirm.

The facts are not in dispute. Mr. and Mrs. Campbell refinanced the mortgage on their home…