Saucier v. Favorite

WICKER, Judge.

This is an automobile accident case in which the defendant’s liability insurer (Colonial Lloyd’s Insurance Company) is insolvent. Also named defendants are the Louisiana Insurance Guaranty Association (LIGA) and plaintiffs own uninsured/underinsured motorists liability (UM) insurer, Allstate Insurance Company. LIGA moved for partial summary judgment on the issue of whether the plaintiff must first exhaust her remedies against Allstate before seeking recovery from LIGA. The trial court ruled in favor of LIGA and Allstate appeals. We affirm, for the reasons that follow.

At issue is…