Caloosa Property Owners Association, Inc. v. Capitol Specialty Insurance Corporation, a foreign corporation

Caloosa Property Owners Association (Caloosa) appeals the district court’s grant of summary judgment in favor of Capitol Specialty Insurance Corporation (Capitol), in Caloosa’s declaratory judgment action seeking coverage for a third party premises liability suit. On appeal, Caloosa contends the district court erred in (1) concluding the “horse and horse drawn units” exclusion unambiguously precluded coverage for the suit, and (2) declining to reform the policy. 1 After review, we affirm the district court’s grant of summary judgment in favor of Capitol.

Background

Capitol issued liability…