Thompson v. Ermanent General Assurance Corp.

Judge Harold R. Banke.

Permanent General Assurance Corporation (“PGAC”) refused to pay a collision claim on its auto insurance policy issued to Michael Thompson. PGAC contended that Thompson had made a material misrepresentation in the insurance application, which voided the policy. Thompson sued PGAC on the claim, and the trial court granted PGAC summary judgment. On appeal Thompson contends the evidence was disputed whether the misrepresentation was material.

On September 6, 1995, Thompson with the help of an insurance agent completed and signed a PGAC insurance application listing himself…