Ibrahim v. HAPO Federal Employees Credit Union

HAPO Federal Employees Credit Union (HAPO) appeals from a summary judgment that its security interest in an automobile is subordinate to a mechanic's lien acquired by Faik Ibrahim doing business as the Flying Dutchman Car Repair Service.

HAPO loaned money to Mr. and Mrs. David Shelp for the purchase of a 1970 MGB, and at the time of the loan, February 1, 1977, HAPO typed its name onto the certificate of title as legal owner. RCW 46.12.095. The new certificate of title was issued on May 11, 1977. In November 1977, the Shelps took the automobile to Mr. Ibrahim for repairs and although he…