Florida Insurance Guaranty Ass'n v. Branco

Florida Insurance Guaranty Association (“FIGA”)1 appeals an order compelling appraisal of a sinkhole loss under a homeowner’s insurance policy issued to Manuel and Irma Branco. FIGA contends that the trial court erred in ordering appraisal because: (1) the policy provides for appraisal only if the amount of loss was disputed and, here, only the method of repair is disputed; (2) the Brancos waived their right to demand appraisal; and (3) the order implicitly approves the Brancos’ selection of a partner in the law firm representing them as their appraiser, contrary to the policy’s requirement…