Alpha Property & Casualty Insurance Co. v. Ihle

KONENKAMP, Justice.

[¶ 1.] After an intoxicated driver struck and injured several children, the driver’s insurer brought a declaratory action seeking a ruling that it had no duty to defend or indemnify the driver. In.granting summary judgment for the insurer, the circuit court held that coverage had expired twelve hours before the accident. We affirm.

Background

[¶ 2.] At noon on September 23, 2007, Tamara Bradford, while intoxicated, ran into and seriously injured four children. The children had been riding their bikes or standing alongside the road. Bradford later pleaded guilty to two counts…