Sloan v. Allstate Insurance Co.

GARY M. GAERTNER, Judge.

Appellant, Mary Catherine Sloan (“insured”), appeals the judgment of the Circuit Court of the City of St. Louis in favor of respondent, Allstate Insurance Company, on Allstate’s motion for summary judgment. We reverse and remand.

Insured owned a two-story “shotgun” style home in St. Louis City.1 During the course of remodeling, insured noticed some problems with the roof, including rafters which were cracked and sagging and deck which was rotting. Insured entered into a contract with the City of St. Louis through the Supplemental Housing Assistance and Repair Program,…