Vermont Mutual Insurance v. Dalzell

Defendants appeal from a declaratory judgment entered in the form of a summary judgment in favor of the plaintiff insurer finding that certain exclusions contained in a homeowners insurance policy made in Vermont and issued by the plaintiff precluded coverage for certain injuries inflicted upon a passing motorist by defendant Larrows’ son.

The facts of the case are not in dispute. The contract of insurance in question was made in the State of Vermont between the plaintiff insurer, a Vermont corporation, and the Larrows, who were residents of Vermont. On October 31, 1965, the Larrows’…