Sur v. Glidden-Durkee

This case was fought out below on the understanding that the issue was whether Matthew Sur was (or by principles of estop-pel should be held to be) entitled to major medical benefits under the provisions of the group policy relating to extended coverage, that is, coverage that continues after the employee (who in this case was Matthew’s father) ceases to be employed. The case is decided today on a different theory: that Mr. Sur was misled, by his employer (SCM) and the insurer (Prudential), concerning his right to convert to an individual policy. The employer’s liability is based on the…