Nowacki v. United Services Automobile Ass'n Property & Casualty Insurance

— Order unanimously modified on the law and as modified affirmed without costs and judgment granted in accordance with the following Memorandum: Defendant insurer is entitled to summary judgment declaring that plaintiffs’ loss is excluded from coverage under the policy and that defendant thus has no obligation to indemnify plaintiffs for the damage to their property, the cost of repairing such damage, or the expense of safeguarding the property from further damage. Plaintiffs erroneously contend that the "collapse” of their stairs and patio and the separation of their foundation wall was…