Safeco Insurance Co. of America v. White

[Cite as Safeco Ins. Co. of Am. v. White, 122 Ohio St.3d 562,

2009-Ohio-3718.] SAFECO INSURANCE COMPANY OF AMERICA, APPELLANT, v. WHITE ET AL.; FEDERAL INSURANCE COMPANY ET AL., APPELLEES. [Cite as Safeco Ins. Co. of Am. v. White, 122 Ohio St.3d 562,

2009-Ohio-3718.] When a liability insurance policy defines an “occurrence” as an “accident,” a negligent act committed by an insured that is predicated on the commission of an intentional tort by another person, e.g., negligent hiring or negligent supervision, qualifies as an “occurrence” — Insurance- policy exclusions that preclude coverage for…