Essex Insurance v. David's Floor Service, Inc.

Smith, Herman J., J.

I. INTRODUCTION

This matter is before the court on the motion of the plaintiff, Essex Insurance Company (“Essex Insurance”), for summary judgment where Essex Insurance contends it owes no duly to defend or indemnify David’s Floor Service (“David’s Floor”), a flooring service company, for any property damage and bodily injury caused by a fire at 4 Foskett Street in Somer-ville, Massachusetts (“Foskett job” or “Foskett property”). The fire occurred during a floor sanding and refinishing job that killed two people, severely injured two others, and resulted in extensive damage…