Legal Opinion
City of West Liberty v. Employers Mutual Casualty Company
Supreme Court of Iowa
Decided February 1, 2019No. 16-1972PublishedCited by 7 opinions
1Opinion of the Court
MANSFIELD, Justice.
In a story that probably would not have been written by Beatrix Potter, a squirrel found its way onto an electrical transformer owned by a municipality, triggering an electrical arc that killed the squirrel and caused substantial damage to the municipality's property. The municipality sought coverage under its "all-risks" insurance policy. The insurer denied coverage based on the policy's electrical-currents exclusion, which excludes "loss caused by arcing or by electrical currents other than lightning." Disagreeing with this reading of the insurance policy, the…
2Cases cited18 opinions
- In Re Katrina Canal Breaches LitigationCourt of Appeals for the Fifth Circuit · 2007
- Dale Boelman and Nancy Boelman v. Grinnell Mutual Reinsurance CompanySupreme Court of Iowa · 2013
- Kish v. Insurance Co. of North AmericaWashington Supreme Court · 1994
- Amish Connection, Inc. v. State Farm Fire and Casualty CompanySupreme Court of Iowa · 2015
- Chadwick v. Fire Insurance ExchangeCalifornia Court of Appeal · 1993
13 more not listed; retrieve them via the Exa API.
3Cited by7 opinions
- Joseph J. Henderson & Sons v. Travelers Property CasualtyCourt of Appeals for the Eighth Circuit · 2020
- 33 Carpenters Construction, Inc. v. State Farm Fire and Casualty CompanySupreme Court of Iowa · 2020
- Heartland Co-Op v. Nationwide Agribusiness Insurance CompanySupreme Court of Iowa · 2025
- Heartland Co-Op v. Nationwide Agribusiness Insurance CompanySupreme Court of Iowa · 2025
- Martin Robinson, Paula Robinson, Tom Robinson, and Laura Robinson v. Central Iowa Power Cooperative; Coggon Solar, LLC; Kenneth M. Ludolph; and Deanice R. LudolphSupreme Court of Iowa · 2025
2 more not listed; retrieve them via the Exa API.