Gamata v. Allstate Insurance Co.

Opinion of the Court by

ACOBA, J.

We hold that under the Hawaii motor vehicle insurance law, Hawaii Revised Statutes'(HRS) chapter 431:10C (1993) (the no-fault law), no-fault benefits are expenses which are appropriate, reasonable and necessarily incurred and are not restricted to treatment characterized as “curative” as opposed to “palliative.”

We conclude that when it affirmed denial by Defendant-Appellee Alstate Insurance Company (Alstate) of no-fault coverage for medical treatment sought by Alstate’s insured, Plaintiff-Appellant Edwin G. Gamata (Plaintiff), the district court of the first…